金融保險(xiǎn) BANKING AND INSURANCE BUSINESS

實(shí)貸實(shí)存 actual loans and deposits

融通資金 allocate funds

規(guī)模效益 an economy of scale

買方信貸/賣方信貸 buyer credits/supplier credits

商業(yè)票據(jù) commercial bills

采取靈活措施 exercise flexible measures

財(cái)稅改革 fiscal and tax reform

回收快 gain quick return

寬限期 grace period

便民服務(wù) handy service for the public

失業(yè)保險(xiǎn) insurance for the unemployed

大額定期儲(chǔ)蓄存單 large amount deposit receipts

信貸額度 line of credit

財(cái)政包干 local governments are responsible for their own finance; fiscal contract responsibility system

生活待遇 material amenities

混合信貸 mixed credits

貨幣投放 money supply

信貸資金運(yùn)行機(jī)制 operational mechanism of credit capitals

退休(養(yǎng)老)金 pensions

社會(huì)救濟(jì)對(duì)象 people eligible for social relief

履約保證金 performance guarantee

盈利能力 profitability

累進(jìn)稅率 progressive tax rate

差額墊支擔(dān)保 provide shortfall payment guarantee

回報(bào)率 rate or return (ROR)

回流貸款 recycling loan

還本付息 repay principle and pay interest on loans

償還期限 repayment terms

財(cái)政 revenue and public financing

風(fēng)險(xiǎn)責(zé)任 risk responsibility

社會(huì)保險(xiǎn) social insurance

社會(huì)保障 social security

社會(huì)福利院 social welfare home

社會(huì)福利 social welfare service

優(yōu)惠貸款 soft loan

國家/企業(yè)債券 state/enterprises bonds

統(tǒng)計(jì)結(jié)算和信息傳遞 statistics， account-settling and information transferring

股票 stocks

利稅分流 system whereby state-owned enterprises pay tax plus a percentage of profits

分稅制 system whereby tax revenues are shared by central and local authorities

稅基 tax base

財(cái)稅融資 TAXATION AND FINANCING